Give your money intention
The key question is not ‘cash or investing?’ – it’s whether your money has intention to provide growth The recent government-backed ‘Take the next step’ campaign aims to raise awareness in how investing can support prosperity Advice can help turn uncertainty into a plan and help your money work with purpose When you work hard […]
Young people are the most proactive pension savers
There is a widening generational divide in pension engagement, new consumer research has revealed Younger savers show higher pension engagement and investment awareness, actively reviewing and adjusting investment choices Getting the right advice early can set you on the right path throughout your career There is a widening generational divide in pension engagement, new consumer […]
Selling this summer? Follow the seven-day rule
Initial early pricing decisions can have a lasting impact on whether a home sells quickly or not Marketing, presentation, photography and property details have an influence on engagement before viewings occur Having mortgage arrangements in place early can put you in a stronger position for the right property The first week a property is listed […]
Financial habits stuck in the past? Life moves on – have your finances?
Research reveals that nearly a third of UK adults haven’t updated financial plans despite major life changes Over half worry they have missed opportunities to grow their wealth and 28% admit they are saving even less A summer financial reset doesn’t have to mean a complete overhaul – small updates now can strengthen your future […]
Protection policies – just 42% hold one
Only 42% of UK consumers hold life, income or critical illness protection Affordability and lack of awareness are key reasons for underinsurance Major life events often trigger protection decisions, sometimes too late Have you got protection in place? A survey of over 14,000 UK consumers1, has discovered that just 42% have protection policies arranged, including […]
Sea view or swimming pool? The top property searches
Garages and annexes were the most searched property features in 2025 Rural homes and large gardens gained popularity Swimming pools ranked above sea views in buyer demand What features do you think of first when you imagine your new property? If your mind went straight to a garage or annexe, you are not alone: new […]
In the news
Almost one in five first-time buyers are searching for mortgages below 60% loan-to-value The Lifetime ISA will be replaced with a new savings product focused on first-time buyers Average mortgage payments are projected to fall to around 40-41% of gross salaries, lowest since 2021 Growing divide in first-time buyer deposits Almost one in five first-time […]
Small steps to securing your financial future – it is attainable!
Average pension savings lag significantly behind comfortable retirement targets Changing pension rules and longevity trends demand proactive planning Reviewing contributions and investment strategy can reduce future shortfalls It can be easy to disengage when you see the statistics about how much you’ll need for a comfortable retirement, especially when you’re working hard and the demands […]
You’ve got a mortgage! Now protect it
Over one-third of mortgage holders have no protection in place Nearly half would struggle within six months of losing income Income protection and life cover safeguard long-term home security Securing a mortgage can feel like the pivotal step in achieving financial independence. Yet, too many mortgage holders are taking on this major commitment without protecting […]
The power of participation – markets move – participation matters
Market volatility is normal and often creates long-term opportunity Holding excess cash may hinder growth for long-term objectives Diversification and discipline help manage emotional investment decisions Investors are constantly navigating changing narratives. Last year markets rebounded to reach new highs following President Trump’s spring trade announcements, despite ongoing geopolitical and economic uncertainty. More recently, the […]