Retirement planning for the self-employed
Three in five self-employed workers could be missing out on crucial peace of mind and tax benefits Making regular contributions can be more achievable and build a bigger retirement pot than waiting for ‘surplus’ income Retirement saving can be more complex for self-employed workers. It’s never too late to improve retirement readiness Around 40% of […]
Remortgaging on the rise
Remortgage applications have risen sharply as pandemic-era fixed deals come to an end Shorter-term mortgage fixes are gaining popularity in uncertain interest rate conditions Landlords are increasingly refinancing to improve returns and release equity Remortgaging is firmly back in focus. Recent analysis1 shows applications surged by around 45% in Q1 2026, driving overall mortgage activity […]
Positive momentum in protection – but gaps remain
Data shows that around £21.9m is paid out daily in protection claims – a 10% increase in individual claim value There are also encouraging signs among younger consumers. Many are locking in lower premiums early While the trend is positive, protection should be part of a wider plan with the right level of cover in […]
Keep your cool in the housing market
Organisation and preparation are key to helping reduce stress throughout the homebuying journey Realistic budgeting and taking account of all costs helps avoid affordability issues and unexpected expenses Future planning can prevent the need for repeating the whole process again too soon and resulting in an unexpected move Few people imagine buying a house to […]
In the news
Many buyers remain positive but affordability pressures continue delaying home purchase decisions Property investors face lower profits, requiring greater adaptability in changing market conditions Multi-generational living is driving demand for flexible and independent home spaces Buyers hesitate despite market confidence Research1 shows that around 41% of prospective buyers are delaying their move while waiting for […]
In the news
UK dividend growth has strengthened, supporting improved income prospects for long-term investors and diversified portfolios Investment scams are becoming more sophisticated, making vigilance and financial advice increasingly important Many savers remain in low-interest accounts, potentially reducing wealth through inflation and missed opportunities UK dividends show signs of recovery UK dividend payouts made a stronger-than-expected start […]
Key home insurance trends homeowners should know
Everyday accidents now account for a nearly a third of home insurance claims with the average claim rising significantly Flood risk is becoming an increasing concern, even for newer properties. Understanding flood exposure is now key Period homes, though still highly desirable, often attract higher premiums due to specialist repair requirements The home insurance landscape […]
Give your money intention
The key question is not ‘cash or investing?’ – it’s whether your money has intention to provide growth The recent government-backed ‘Take the next step’ campaign aims to raise awareness in how investing can support prosperity Advice can help turn uncertainty into a plan and help your money work with purpose When you work hard […]
Young people are the most proactive pension savers
There is a widening generational divide in pension engagement, new consumer research has revealed Younger savers show higher pension engagement and investment awareness, actively reviewing and adjusting investment choices Getting the right advice early can set you on the right path throughout your career There is a widening generational divide in pension engagement, new consumer […]
Selling this summer? Follow the seven-day rule
Initial early pricing decisions can have a lasting impact on whether a home sells quickly or not Marketing, presentation, photography and property details have an influence on engagement before viewings occur Having mortgage arrangements in place early can put you in a stronger position for the right property The first week a property is listed […]