16th January 2020

The sandwiched: finding time to thrive

One consequence of an ageing population and delayed parenthood is the growing number of people who are left sacrificing their own time, wellbeing and finances in order to care for those around them. And it’s very easy for this group to simply focus on surviving rather than thriving. The ‘sandwich generation’ This term was first […]

Stay protected in 2020

Don’t overlook the importance of having the right plans in place to protect yourself, your family, your valuables and your home, in case an unexpected event should happen. Insurance cover isn’t just about a payout when you die. It can also give you peace of mind in knowing that you would be able to cope […]

9th January 2020

Tone up your finances in 2020

As we face the year ahead with great anticipation, thoughts of resolutions, often centred around lifestyle improvements and healthy living, usually feature high on our to-do lists. It’s all too easy to overlook the resolution to take stock and refocus on your finances. A new year is the perfect opportunity to do this. Whilst a […]

Property market resilience? What does 2020 hold?

Heightened economic and political uncertainty has cast a shadow over the property market in recent times. Although activity has been subdued in certain areas, as buyers and vendors hesitate, forward looking metrics indicate that market sentiment over the next 12 months show signs of resilience1. Prices are expected to rise at a national level over […]

17th December 2019

The Bank of Mum and Dad

The Bank of Mum and Dad The Bank of Mum and Dad is still playing an important role in the UK housing market, with young and even some middle-aged adults continuing to receive financial support from their parents for their first and subsequent property purchases. Their assistance, however, has helped fund nearly 20% fewer purchases […]

9th December 2019

In the News

MORTGAGES GO GREEN Environmentally friendly mortgage loans are set to increase as the government pledges £5m as part of its Green Finance Strategy. Money from the Green Home Finance Innovation Fund is to help the financial services industry offer more green mortgages. The perks of a green mortgage can include a cut in the rate […]

Save to Succeed

Data5 has revealed that 20% of 16-21-year olds believe they will “need savings to succeed in life”, but 17% say they currently don’t save anything. Of those who save regularly, six out of ten put their cash with a bank, while 22% save money at home. One fifth of respondents were unable to identify what ‘ISA’ […]

Poor financial wellbeing impacting employees

Do you spend much time fretting about money? If your finances cause you sleepless nights, you’re certainly not alone. With mental health and wellbeing increasingly under the spotlight, financial worries are a big contributor, including for those in steady employment. A Financial Wellbeing Index4, assessing the financial wellbeing of UK employees, reveals a large number […]

29th November 2019

JISAs gaining in popularity

As the emphasis on intergenerational wealth planning intensifies, the popularity of the Junior ISA shows no sign of subsiding. The JISA star continues to rise, with almost 15% more plans subscribed to in 2017/18 than the previous year. Some of this growth can be attributed to the flexibility of the JISA to fit into financial […]

Financial lessons for the next generation

Passing money from one generation to the next can be a difficult issue for parents, particularly when it comes to ensuring children are ready to take on the responsibility of handling family wealth. However, while discussions about money can be uncomfortable, the key to instilling financial responsibility undoubtedly centres on education and communication. Sooner rather […]