Breaking the retirement mould – flexi is the future
As life expectancy increases, workers are abandoning the idea of spending a whole career with one company More workers are embracing non-linear career journeys by retraining, switching industries and taking extended breaks As working lives become more fluid and career paths less predictable, seeking financial advice is essential More than four in 10 Brits expect to pursue […]
Money – in the news
Many UK adults don’t feel confident their family would be financially secure if they unexpectedly died Women were less certain about their family’s financial resilience and 45-54-year-olds were the least confident age group A survey found that only four in 10 working people aged 60-69 feel ready for retirement Would your family be financially resilient without you? Only one in five […]
Key changes in the housing market
Landlords face reduced rental profitability as Income Tax on property earnings rises by two percentage points The Lifetime ISA will be phased out and replaced by a simpler product High-value homeowners may reconsider property decisions as new Council Tax surcharges target homes over £2m Although November’s Budget announcements may now feel like a distant memory, several measures introduced at the […]
Small pension boost can make a big difference
Even small increases in pension contributions can substantially enhance retirement savings through compound investment growth Modest, consistent contributions over a career significantly boost long-term financial security and quality of retirement life Do your future self a favour with a one-off lump sum payment or incremental monthly increases. Everyone knows that a healthy pension pot is crucial for a comfortable […]
Keep your home safe this winter
Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately covered Make sure your boiler is serviced annually, identify fire hazards in your home and test smoke alarms. Frozen pipes. Blocked gutters. Damp rooms. The winter months can take their toll on […]
Make life insurance a New Year priority
Life insurance offers essential protection for loved ones when you are no longer around More assets are subject to IHT, so life insurance can help reduce your tax liabilities Reviewing policies in 2026 ensures cover remains effective, tax-efficient and aligned with evolving personal needs As 2026 kicks into full swing, sorting out your life insurance policy may […]
Looking ahead: turning property goals into reality in 2026
Now is the ideal time to take stock and plan for the next year with confidence We can help make your property dreams a reality, whether you’re an FTB or a home mover We’ll make sure your protection plans continue to safeguard what matters most, giving you peace of mind As we welcome 2026, we want to thank you for your continued trust […]
New year, new home?
If you’re hoping to move home in 2026, get your finances in good shape first Remember to factor in moving costs, such as solicitor fees, surveys, removals and Stamp Duty Take stock of possessions, create a room plan and keep track of boxes and their contents. If you’re hoping to make a move in 2026, here are some top tips to help you plan ahead and beat […]
House Prices – what to expect in 2026 and beyond
Regional growth will be uneven, with the strongest price rises expected in more affordable northern regions Early years of low growth may help first-time buyers before the market strengthens from 2027 onward Buy-to-let activity may rise, but regulation and taxation will continue to limit overall investor appetite As 2026 begins, many homeowners and would-be movers […]
Looking ahead: A new year, a clear plan
As 2026 begins, thoughtful financial planning remains essential for navigating change and securing long-term goals. Reviewing investments, tax strategies and pensions ensures your financial plans stay aligned with changing circumstances. Now is the perfect time to take stock and start the year with a clear financial plan. We’d like to take a moment to thank you for your […]