News

Market volatility is normal and often creates long-term opportunity Holding excess cash may hinder growth for long-term objectives Diversification and discipline help manage emotional investment decisions Investors are constantly navigating changing narratives. Last year markets rebounded to reach new highs following President Trump’s spring trade announcements, despite ongoing geopolitical and economic uncertainty. More recently, the […]

New BTL lending rose 22.7% year-on-year in Q3 2025 Average UK rental yields increased to 7.15% Northern cities and Wales are emerging as strong yield locations The number of new buy-to-let (BTL) loans advanced in the UK during Q3 2025 leapt by 22.7% year-on-year, new figures1 show. Which locations are driving this resurgence? Hint: it’s […]

Rising property values and frozen thresholds are drawing more families into IHT scope Pension rule changes from 2027 may alter estate planning strategies significantly Early awareness enables better family conversations and long-term legacy planning Inheritance Tax (IHT) is often viewed as something to think about later on in life. It can feel distant, complicated and […]

A third of UK workers feel confident about achieving a comfortable lifestyle when they retire There are some significant disparities across income groups, age and gender 60% of cash Individual Savings Account (ISA) savers would consider moving to a stocks and shares ISA Confidence in a comfortable retirement on the up A positive trend is […]

Equity release lending rose 11% year-on-year to £2.57bn Many borrowers use funds for home improvements or gifting family Housing wealth is increasingly integrated into retirement planning Recent lending figures1 for last year show equity release lending totalled £2.57bn, a significant 11% increase on £2.3bn recorded the previous year. Drilling down into the data, it seems […]

Buyers are negotiating more carefully in affordability-focused markets Agreements in principle strengthen credibility with sellers Preparation improves both buyer confidence and seller outcomes The difficulty in getting a foot on the housing ladder is no secret. In 2026, however, affordability in the housing market seems to be an even more central focus for buyers and […]

Ordinary and upper Dividend Tax rates rise by two percentage points Dividend Allowance remains £500 per tax year outside ISAs Reviewing your combination of salary, dividends and pension can improve efficiency From April 2026, changes to Dividend Tax kick in. While most of the Chancellor’s tax announcements from her November Budget will commence towards the […]

Nearly half of aspiring buyers have never explored their borrowing potential Remortgaging could improve monthly affordability or release funds for improvements Early preparation strengthens your position in competitive spring markets Spring is often seen as a season of fresh starts; that applies just as much to the housing market as it does to the weather. […]

Section 21 ‘no fault’ evictions are ending in England Stamp Duty thresholds reverted in April 2025 Rent control and safety reforms expand across devolved nations As we move into spring, it’s a good time to reflect on the housing reforms introduced in 2025 and what they mean for renters and homebuyers across the UK. Stronger […]

Research shows that floral street names can significantly boost the value of a property The biggest premium was found on ‘Bellflower’ streets, where the median sale price increased 199% Property experts suggest that flower-inspired names evoke charm, calm and a sense of natural beauty As spring edges into view, new research1 suggests that a floral touch may do more than lift the […]