Get your life insurance in check
At the height of the pandemic, insurers received 7,000 life insurance claims and paid out £90 million – the equivalent of £980,000 every day – to support the families of those who died due to COVID-19. The data from the Association of British Insurers (ABI) shows that between 1 March and 31 May last year, […]
Self-employed? Be pension proud
Last year was challenging, with job losses and pay cuts causing many to tighten their budgets. It was particularly difficult for the self-employed, with many freelancers losing income as companies cut costs and stopped using contractors. Despite government grants being available, many self-employed workers have found they are not eligible. Almost five million people in […]
Go green in 2021 with a grant
Launched in September 2020, the Green Homes Grant is a government scheme that allows homeowners in England to claim vouchers of up to £5,000 to help pay for energy-saving home improvements. Examples include insulating your home to reduce your energy use or installing low-carbon heating to lower the amount of carbon dioxide your home produces. […]
Equity release market shows signs of recovery
The equity release market is gradually showing signs of recovery following the initial lockdown last spring, although activity is still below the previous year’s levels. A total of £963m of equity was released in Q3 2020 by new and returning customers, according to data from the Equity Release Council (ERC), up 38% from Q2 but […]
Put your ISA on the agenda in Q1
With the end of the tax year fast approaching (Monday 5 April), if you have cash that you don’t need to access in the short term and would like to use some or all of this year’s ISA allowance, don’t leave it too late and risk missing out on this opportunity to save tax-efficiently; remember […]
Mortgage ready in 2021, know your A, B, Cs and Ds
Here’s a quick reminder of your mortgage ready tips for the year ahead: Advice – Choosing the right mortgage deal can be a challenge, which is why we’re here to advise and support you throughout the process and help you find the right deal for your circumstances. Budget and Be prepared – Go through your […]
Looking forward to a better year
Last January, as a new decade dawned, little did we know how the next 12 months would unfold. Now, as another year begins, there are growing shoots of optimism but, whatever the year does bring, a crucial lesson from 2020 is undoubtedly the need to prioritise financial wellbeing in order to ensure we can cope […]
We’re here for you in 2021 and beyond
Whatever 2021 has in store, we want to reassure you that we’re here for you and your financial planning needs. In addition to uncertainties created by the pandemic, Brexit, trade and political issues will no doubt persist. As always, the only real certainty is that we live in uncertain times. There are many factors involved […]
Property market – the latest
When the property market reopened in mid-May last year, pent-up demand, combined with many people reassessing their housing needs following lockdown, led to a surge in buyer demand. Demand was further bolstered when, in July, the Chancellor announced a Stamp Duty holiday, during which the first £500,000 of most residential property purchases in England and […]
Everybody needs good neighbours
Most people (98%)1 appreciate the impact their home has on their sense of wellbeing, which can be thrown into turmoil if problems with neighbours present. Nearly two thirds of Britons (64%) have had a dispute with a neighbour2, with Welsh residents having the most gripes (72%), followed by those in Northern England (70%), South West […]