The 17 million ‘sandwich’ generation
Although the sandwich generation earns more than other age brackets, it tends to have less capacity to save. Life may be said to begin at 40, but it also appears to be the age at which our financial burdens are at their heaviest. However, it’s important to remember that some people aged 45 to 54 […]
Is it time to remortgage whilst rates are still low?
With the monthly mortgage payment representing a major chunk of the average family budget, it can make sense to shop around from time to time to see if there’s a better, more cost-efficient mortgage deal available to you. According to the Council of Mortgage Lenders1 , around 36,000 people remortgaged in November alone, up 13% […]
Simply Home Finance Newsletter Spring 2017
Is it time to remortgage whilst rates are still low? With the monthly mortgage payment representing a major chunk of the average family budget, it can make sense to shop around from time to time to see if there’s a better, more cost-efficient mortgage deal available to you. According to the Council of Mortgage Lenders1, […]
Simply Money Newsletter Spring 2017
Savers looking to mix LISAS with pensions Savvy savers are planning to save both in their pension plan and in the Lifetime Individual Savings Account (LISA), following its launch this April. The new LISA has been designed as a savings vehicle for those aged 18 to 40 who want to save up to £4,000 a […]
Simply Money Newsletter – Winter 2016/17
TEN WAYS TO CHANGE YOUR FINANCIAL HABITS IN 2017 For many, the start of a new year is a time of reflection and a renewed determination to do things differently in the months that lie ahead. Whilst overhauling your finances could seem less exciting than taking up a new hobby or challenge, it could make […]
Simply Home Finance Newsletter – Winter 2016/17
PROTECTION – MAKE 2017 THE YEAR YOU GET THE RIGHT COVER Life insurance may not be at the top of your shopping list, but arguably it’s one of the most important financial products anyone can take out, and one of the best ways of leaving loved ones provided for financially. Life and other protection insurance […]
Paving the way for a “Match Fit” UK
PAVING THE WAY FOR A “MATCH FIT” UK In light of slower growth forecasts and an undeliverable surplus by 2020, the Chancellor used the Autumn Statement to announce his plan to ensure the UK economy is “match fit” for Brexit. Following hefty infrastructure and innovation investment announcements, housing and regional funding measures, he slipped in […]
Breaking up is hard to do- Your finances on divorce
It’s a sad fact of life that long periods of time spent with their other halves over the festive season can prove to be the final straw for many married couples. When divorcing, couples are encouraged to come to an amicable arrangement of their finances through mediation. Whilst there are no hard and fast rules […]
Ten ways to change your financial habits in 2017
For many, the start of a new year is a time of reflection and a renewed determination to do things differently in the months that lie ahead. Whilst overhauling your finances could seem less exciting than taking up a new hobby or challenge, it could make a big difference to your future wealth. CHECK YOUR […]
IHT planning for couples- Changes you need to know about
From 6 April 2017, there is an important change to Inheritance Tax (IHT) that families need to be aware of so that they can plan their wealth effectively for the future. This change is often referred to as the ‘family home allowance’ but is more correctly referred to as the Residence Nil-rate Band (RNRB). HOW […]