2nd December 2025

In the news

Buyers are willing to pay a premium for a home with a sea view  One million UK homes have risen in value by at least 50% since 2020  6.5 million homeowners in the UK have some regrets about the property they bought  Buyers pay more for a sea view  Buyers are willing to pay a premium for […]

Buying later and borrowing longer

More first-time buyers are purchasing homes later in life to manage affordability challenges  Longer mortgage terms help keep monthly payments manageable but extend debt into later years  Professional guidance can help buyers select the most suitable mortgage for their circumstances  Getting onto the property ladder has become harder in recent years and that’s had a noticeable impact. People are […]

26th November 2025

In the news

In the summer, the government launched a consultation on the future of the State Pension age  Research has found that there’s a dip in financial confidence when UK adults reach their 50s  Discussing finances is taboo for many Brits, although younger generations may be pushing for change  A midlife dip in financial confidence  Research1 has found that there’s a dip […]

18th November 2025

The cost of home insurance

Average home insurance costs vary depending on property type and size The most common reasons for claiming are water damage and accidents Renewing policies early, ideally 25 days before expiry, can help reduce costs The latest home insurance statistics compiled by one industry source1 have revealed the trends and patterns of 2025.  The average buildings […]

11th November 2025

The retirement landscape – hybrid working changes the scene

Hybrid working helps employees phase gradually into retirement while supporting wellbeing  Working part-time after 66 can smooth the retirement transition and boost pension savings  Seek advice as pensions, investments and tax payments could all be impacted  Higher productivity. Better quality of life. Greater satisfaction. These are just some of the potential benefits of hybrid working; […]

Gen Z – betting on an inheritance – time to stand on your own two feet?

Relying on inheritance to fund retirement is risky as it can’t be guaranteed  Starting early with small, regular pension contributions can help you benefit long-term compounding  Take advantage of employer contributions, combine pension pots and maximise tax relief  Retirement can seem an age away when you’re in your twenties and thirties, but it’s never too […]

4th November 2025

Selling through the seasons

Buyers can be swayed by seasonal features depending on when they’re buying  Winter buyers prioritise warmth, so would pay more for a fireplace and insulation  Summer buyers are drawn to gardens, pools and air conditioning when purchasing  Thinking of putting your home on the market? The time of year you do it could affect how well your […]

Online fraudsters target UK investors

Many UK investors use social media to help make their financial decisions   To protect investors from misleading advice, the FCA is taking decisive action  Professional guidance helps investors make safe, informed decisions and avoid costly mistakes  Social media finfluencers. Internet searches. AI chatbots. A growing number of people in the UK are turning to unregulated – […]

21st October 2025

Mortgage Guarantee Scheme launched

The Mortgage Guarantee Scheme is now permanently available across the UK  Lenders are insured against losses, supporting availability of high LTV mortgages  When borrowing at higher loan-to-value levels, it’s important to tread carefully  The government’s new Mortgage Guarantee Scheme became permanently available in July 2025.  The scheme, which was part of Labour’s election manifesto, aims […]

Financial decisions – put your best foot forward

Going outdoors for an energising walk can help bring clarity when making major financial decisions  Focus on your long-term goals and make sure your decisions are aligned with your risk profile  Professional guidance can help you understand what’s right for you and your circumstances  Perplexed by your pension? Seeking investment inspiration? Then why not head […]