In the News
UK to launch first green gilt The government is planning to launch the UK’s first green gilt in 2021 in response to “growing investor demand,” as announced by Chancellor Rishi Sunak. He said it would be the first in a series of new issuances, with the government keen to position the UK as a world-leading […]
Is your loft a gold mine of undiscovered treasures?
Most houses have at least a little clutter lying around. Maybe a few old schoolbooks circa 1960, or some of the children’s old teddies; lofts and cupboards across the country are full of what optimists might call ‘keepsakes’ and what others would label ‘junk’. Over the years, some priceless artefacts have been uncovered in the […]
Child talk
It’s difficult to quantify the impact of the pandemic on children. Let’s face it, their lives changed beyond recognition overnight too, the regular rhythms of childhood and adolescence gone indefinitely. A survey exploring what made children feel stressed during lockdown discovered that not having enough money or food featured, alongside schoolwork, family life and other […]
“It won’t happen to me” – think again
It’s so easy to watch the ads on TV about scams or see the consumer shows interviewing devastated people about their financial losses as victims of fraud, and think “it won’t happen to me,” but think again! In the year to September 2020, Action Fraud received over 17,000 reports of investment fraud, totalling £657.4m in […]
Get your life insurance in check
At the height of the pandemic, insurers received 7,000 life insurance claims and paid out £90 million – the equivalent of £980,000 every day – to support the families of those who died due to COVID-19. The data from the Association of British Insurers (ABI) shows that between 1 March and 31 May last year, […]
Self-employed? Be pension proud
Last year was challenging, with job losses and pay cuts causing many to tighten their budgets. It was particularly difficult for the self-employed, with many freelancers losing income as companies cut costs and stopped using contractors. Despite government grants being available, many self-employed workers have found they are not eligible. Almost five million people in […]
Go green in 2021 with a grant
Launched in September 2020, the Green Homes Grant is a government scheme that allows homeowners in England to claim vouchers of up to £5,000 to help pay for energy-saving home improvements. Examples include insulating your home to reduce your energy use or installing low-carbon heating to lower the amount of carbon dioxide your home produces. […]
Equity release market shows signs of recovery
The equity release market is gradually showing signs of recovery following the initial lockdown last spring, although activity is still below the previous year’s levels. A total of £963m of equity was released in Q3 2020 by new and returning customers, according to data from the Equity Release Council (ERC), up 38% from Q2 but […]
Put your ISA on the agenda in Q1
With the end of the tax year fast approaching (Monday 5 April), if you have cash that you don’t need to access in the short term and would like to use some or all of this year’s ISA allowance, don’t leave it too late and risk missing out on this opportunity to save tax-efficiently; remember […]
Mortgage ready in 2021, know your A, B, Cs and Ds
Here’s a quick reminder of your mortgage ready tips for the year ahead: Advice – Choosing the right mortgage deal can be a challenge, which is why we’re here to advise and support you throughout the process and help you find the right deal for your circumstances. Budget and Be prepared – Go through your […]